Disclaimer

Last updated: May 16, 2025

TiltFolio, operated by TacticalFolio AG, is a financial media company that provides model portfolios and analyzes financial market data. It is important to understand and acknowledge the following terms and conditions before accessing or using any of our services, including but not limited to daily reports, newsletters, podcasts, or other communications.

Not Registered Investment Advisors

TiltFolio and its representatives are not registered investment advisors and do not provide personalized investment advice or recommendations. The information and content provided by TiltFolio are for general informational purposes only and should not be considered personalized financial, investment, or legal advice. TiltFolio relies on applicable exemptions under Swiss and international financial regulatory frameworks and does not hold any registration as a securities broker-dealer, investment advisor, or financial intermediary in Switzerland or any other jurisdiction. Neither TiltFolio nor its representatives, personnel, principals, moderators, members, editorial staff, employees, or independent contractors (collectively, "Our Representatives") provide personalized advice regarding the value, suitability, or advisability of investing in, purchasing, or selling any particular investment, security, portfolio, commodity, transaction, investment strategy, or any other matter. You agree not to request or rely on such personalized advice from us.

Publication Verbiage

TiltFolio produces media including podcasts, newsletters, reports, and publishes content on social media platforms. The information shared through these outlets is for informational purposes only and should not be regarded as personalized investment advice or recommendations to buy, sell, or hold any securities or financial instruments. TiltFolio assumes no responsibility or liability for the accuracy, completeness, or reliability of the information provided. Readers, listeners, and followers should exercise their own judgment and conduct thorough research before making any investment decisions based on the content provided. We strongly advise consulting with a qualified financial professional or advisor before making any investment decisions. By accessing or using our services or materials, you agree to indemnify and hold TiltFolio harmless from any liability or claims arising from your use or reliance on the information provided.

Educational and Informational Purposes

All information, analysis, models, strategies, and market indicators provided by TiltFolio are intended solely for educational and informational purposes. They are not intended to be the sole basis for any investment decisions. Investors should perform their own research, analysis, and consult with qualified financial professionals before making investment decisions.

Hypothetical Model Portfolios

The hypothetical model portfolios offered by TiltFolio are not recommendations for any specific investments. These models are based on historical data and past performance, which may not be indicative of future results. Users should consult their own financial advisors before making any investment decisions. The models are not tailored to the individual needs or portfolios of users and are based on hypothetical assumptions that may not be appropriate for all investors.

The models involve risks, including market risk, interest rate risk, and others. Users should carefully consider these risks before utilizing the models. The models do not guarantee future profits and users should be prepared for the possibility of losses.

By using the models, users agree to release TiltFolio and TacticalFolio AG from all liability for any losses resulting from the use of the Models.

Specific limitations include:

  • The models rely on historical data, which may not reflect future outcomes.
  • They do not account for fees, taxes, commissions, or transaction costs.
  • They are not personalized to individual users.
  • Reported returns may mix backtested and real-time results.
  • The models may change without notice.

Users should carefully review all limitations before relying on the models.

Additional Information

The models are based on various strategies developed by TiltFolio, each with distinct risk and return characteristics. Users should review the strategy descriptions carefully. The models serve educational purposes only and are not substitutes for professional advice.

Risk Considerations

Investing in financial markets carries inherent risks. TiltFolio does not guarantee the accuracy, completeness, or timeliness of the information provided. Individuals should evaluate their own financial situation, risk tolerance, and investment goals before making decisions. Past performance is not indicative of future results.

Leverage and Suitability

Some portfolio models discussed may incorporate leverage or margin strategies, which involve increased risk and may not suit all investors. It is important to consult a qualified financial advisor to determine if such strategies are appropriate.

External Links

TiltFolio may provide links to third-party websites for convenience and informational purposes only. TiltFolio does not endorse or guarantee the accuracy or reliability of content on such external sites. Users should review terms and privacy policies of third-party websites before use.

No Endorsement or Recommendation

TiltFolio does not endorse or promote any specific investments, securities, or financial products. Mention of any investment should not be interpreted as a recommendation. Investors must perform independent research to assess suitability and risks.

Forward-Looking Statements

TiltFolio may include forward-looking statements or projections based on available data and analysis. These statements involve uncertainties and risks, and actual results may differ materially. TiltFolio undertakes no obligation to update such statements.

Disclaimer Updates

TacticalFolio AG reserves the right to modify this disclaimer at any time without prior notice. Continued use of TiltFolio services indicates acceptance of the current version. It is your responsibility to review this disclaimer regularly. If you do not agree with any changes, you should discontinue use of our services.

By accessing or using any services, information, or content provided by TiltFolio, you acknowledge and agree to this disclaimer and release TiltFolio and TacticalFolio AG from any liability associated with the use of the information provided.